Identify the Rationale Behind Cost-Sharing Provisions Like Deductibles and Coinsurance

question 13

Multiple Choice

Identify the rationale behind cost-sharing provisions like deductibles and coinsurance.

• A)They limit excessive losses to the insured.
• B)They reduce moral hazard.
• C)They reduce paperwork.
• D)They control adverse selection.
• E)They discourage health service provides to be careless.

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Definitions:

Direct Approach

A communication method where the main idea or message is presented at the beginning, followed by supporting details.

Sexuality Group

A therapy or support group focused on discussing and exploring issues related to sexual orientation, identity, and health.

Patients

Individuals receiving medical treatment or under the care of healthcare professionals.

Effectiveness

The degree to which something achieves its intended outcome or works well in real-world conditions.