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_____ annuity allows you to change the amount of contributions, stop contributions, and resume them at will.
Ethnic Background
Refers to an individual's culture, ancestry, and familial heritage which influences their cultural identity and practices.
Inherent
Existing as a natural and integral part of something or someone, not acquired or added later.
Behavioral
Relating to the actions or reactions of a person in response to external or internal stimuli.
Environmental
Pertaining to the natural world and the impact of human activity on its condition.
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