[Solved] Identify the correct statement about experience rating in group insurance. A)It provides a direct economic incentive for risk managers to control claims. B)The experience of smaller groups is considered sufficiently statistically credible or reliable to determine premiums completely. C)The smaller the group, the more credit the group receives for its own claims experience. D)Most small companies have experience-rated premiums in which the group's own claims experience affects the cost of coverage. E)Final experience-rated premiums exclude administrative charges and fees. Homosexual Orientation: A sexual orientation characterized by attraction to members of the same sex. Heterosexual Orientation: The sexual attraction or preference for individuals of the opposite sex. Asexual Individual: A person who generally does not experience sexual attraction to others, regardless of gender. Homoeroticism: The depiction of sexual attraction or interaction between members of the same sex, either in literature, art, or real-life scenarios.