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In Variable Life Insurance, If Actual Investment Returns Exceed the Assumed

question 28

Multiple Choice

In variable life insurance, if actual investment returns exceed the assumed rate of returns, cash values increase more than assumed, and these increases are used partly to purchase additional death benefits.The additional death benefits are usually in the form of:


Definitions:

Delusions

Strongly held beliefs despite superior evidence to the contrary; often found in psychiatric conditions.

Defensive Manoeuvres

Psychological strategies employed by individuals to protect themselves from anxiety and internal conflicts by denying or distorting reality.

Therapist's Interpretations

The process by which therapists analyze and make sense of a client's behavior, speech, and emotional responses to provide insight or treatment.

Unconscious

A part of the mind that is inaccessible to the conscious mind but that affects behaviors and emotions, according to psychoanalytic theory.

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