Identify the Correct Statement About Waiting Periods in Workers' Compensation

question 63

Multiple Choice

Identify the correct statement about waiting periods in workers' compensation.

• A)Every jurisdiction has a waiting period before medical benefits for temporary disability can begin.
• B)The waiting period has the advantages of giving a financial incentive to work, but it increases administrative costs and the cost of benefits.
• C)Moral hazard is created among employees who reach maximum medical improvement just before the time of the retroactive trigger.
• D)Hawaii allows retroactive benefits.
• E)Waiting periods do not exist for indemnity payments for temporary disabilities.

---

Definitions:

Critical Force

Critical Force describes an essential or decisive power, effort, or influence needed to overcome obstacles or enact significant change in a challenging scenario.

Rationalization

A defense mechanism where one justifies actions or feelings with logical reasons, even if these are not the true reasons.

Denial

A psychological defense mechanism where an individual refuses to accept reality, truth, or facts.

Minimization

The strategy or action of reducing or keeping something to its smallest amount or degree.