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In a building and personal property policy, the basic causes of loss form is an open-perils option of the commercial property policy.
Prenatal Deprivation
Prenatal Deprivation involves the lack or insufficiency of necessary nutrients, care, or emotional support to the fetus during pregnancy, which can result in developmental issues.
Cognitive Deficits
Shortcomings or impairments in cognitive functions such as memory, attention, and problem-solving abilities.
Emotional Deficits
A lack or shortage in the ability to comprehend, perceive, or express emotions in a healthy way.
Health Problems
refer to any condition that affects an individual's physical or mental well-being, ranging from minor to serious conditions.
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