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In addition to covering an insured's liability due to bodily injury or property damage, the insurer promises to defend against suits claiming such injuries.The insurer's obligation to defend against liability ends when:
Individualized Socialization
A personalized approach to integrating a new member into a group or organization, taking into account their unique needs and abilities.
Nonverbal Communication
Nonverbal Communication involves the transmission of messages or information through actions, body language, facial expressions, gestures, and other physical behaviors rather than words.
Facial Expressions
Movements of the facial muscles that convey emotions, intentions, or social information to others.
Gestures
Movement of the body parts, especially hands or head, to express an idea or meaning.
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