This ISO's Liability Program, Available to All ISO-Participating Insurance Companies

question 39

Multiple Choice

This ISO's liability program, available to all ISO-participating insurance companies, was filed with state insurance regulators for approval effective April 1, 1998.It was the newest line introduced in more than twenty years.Because of an increase in the number of lawsuits filed for sexual harassment and similar liability suits, the coverage became imperative to most businesses.Identify this insurance coverage.

• A)Employment practices liability program
• B)Capital asset liability program
• C)Professional liability program
• D)Inland marine liability program
• E)Business owners liability policy

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Definitions:

Egg Cell

The female gamete or reproductive cell involved in sexual reproduction, which when fertilized by a sperm, develops into a new organism.

Sperm Cell

A cell produced by the male reproductive system for the purpose of fertilization, carrying half of the genetic information required to form a new organism.

Behavior Genetics

The field of study that examines the role of genetic and environmental factors in shaping behaviors.

Genetic and Environmental Influences

The combined effects of biological/genetic predispositions and environmental factors in shaping an individual's traits and behaviors.