Which of the Following Statements Is True About Exclusions in an Automobile

question 40

Multiple Choice

Which of the following statements is true about exclusions in an automobile insurance policy?

• A)Unlike in the homeowner's policy, nonfortuitous harm is always included in auto insurance policies.
• B)Property damage to owned or used property is included in the PAP.
• C)Bodily injury to an employee of the covered person who is eligible for workers' compensation benefits is excluded.
• D)Auto Insurers excludes all business uses of motor vehicles.
• E)The auto insurer prefers to provide coverage to the mechanic while he or she is test-driving your car because the automobile business is expected to have its own automobile policy.

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Definitions:

Efficiency

The ability to achieve maximum productivity with minimum wasted effort or expense, or the use of resources so as to maximize the production of goods and services.

Military Establishment

This refers to the structures, institutions, and personnel that constitute a country's armed forces and defense infrastructure.

Mikhail Gorbachev

The last leader of the Soviet Union, serving from 1985 to 1991, known for his policies of glasnost (openness) and perestroika (restructuring).

Soviet Union

A former federation of communist republics that existed from 1922 to 1991, officially known as the Union of Soviet Socialist Republics (USSR).