Identify the Situation That Is Covered Under 'Coverage C-Personal Property

question 18

Multiple Choice

Identify the situation that is covered under 'Coverage C-Personal Property' of a homeowners policy.

• A)Hail damaged property inside the premises because the window was kept open.
• B)The oil furnace malfunctions and spreads smoke throughout the house.
• C)Curtains are damaged by a windstorm while the window is left open.
• D)Clothing hung outside on the clothesline needs cleaning because of exposure to emissions from a coal-burning power plant.
• E)Loss caused by theft committed by any resident relative and anyone under age twenty-one in the care of one of these resident relations.

---

Definitions:

Negative Thoughts

Cognitive processes or thoughts that are detrimental to one’s self-esteem, mood, and actions, often a focus in cognitive-behavioral therapy.

Biochemical Imbalances

Abnormal levels of certain chemicals in the body that can affect physical and mental health.

Ruminative Responses

Patterns of behavior where an individual obsessively thinks about or dwells on stressful, negative experiences or emotions.

Cognitive Triad

A concept in cognitive therapy developed by Aaron T. Beck, focusing on an individual's beliefs about themselves, their world, and the future, often used to understand depression.