Umbrella Policies Pay Only After the Limits of Underlying Coverage

question 61

True/False

Umbrella policies pay only after the limits of underlying coverage, such as auto or homeowners policy, have been exhausted.

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Definitions:

Hyperopic

A term describing a condition of the eye where distant objects can be seen clearly, while close objects appear blurred, also known as farsightedness.

Presbyopia

A condition in which the eye gradually loses the ability to focus on close objects, typically associated with aging.

Emmetropic

Emmetropic refers to the normal condition of the eye wherein light focuses directly on the retina, resulting in perfect vision without the need for corrective lenses.

Myopia

A vision condition where close objects appear clear but distant objects are blurry, due to the eye's shape causing light rays to focus in front of the retina.