Whether the Policy Is Open-Perils or Named-Perils, the Coverage It

question 56

Multiple Choice

Whether the policy is open-perils or named-perils, the coverage it provides cannot be ascertained without considering the _____, which are those perils, risks, losses, and properties that are not covered in an all-risk policy.

• A)exclusions
• B)declarations
• C)conditions
• D)endorsements
• E)riders

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Definitions:

Selective Attention

is the cognitive process by which a person focuses on one input or task while ignoring other stimuli.

Schizophrenia

A critical mental health disorder defined by abnormalities in cognitive functions, perceptions, emotional responses, language use, sense of identity, and actions.

Process Schizophrenia

A chronic form of schizophrenia where there is a gradual deterioration of functioning leading to long-term impairment.

Reactive Schizophrenia

A subtype of schizophrenia characterized by a sudden onset following a stressful event or change in life situation.