In States That Use the File-And-Use Method, N Insurer or Its

question 43

True/False

In states that use the file-and-use method, n insurer or its rating bureau must file its new rates and have them approved by the commissioner before using them.

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Definitions:

Early Death

Premature mortality typically referring to death that occurs before the average age of death in a certain population.

Highly Self-Controlled

Refers to an individual's ability to regulate their emotions, thoughts, and behaviors in order to achieve long-term goals.

Type B Personalities

Describes individuals who are generally laid-back, less stressed, and more adaptable to change.

Religiously Active

Participation in religious activities or practices with consistency and dedication.