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Using insurer forms, the independent agent binds an insurer, sends underwriting information to the insurer, and later delivers a policy to the insured.
Dysfunctional Conflict
Conflicts that lead to a decline in communication or performance within a group, often resulting in negative consequences for the organization or team.
Group Polarization
The tendency for a group to make decisions that are more extreme than the initial inclination of its members, often in a more conservative or riskier direction.
Production Blocking
A phenomenon where group members have to wait on each other before they can propose their ideas, leading to a slowdown in the creative process.
Delphi Method
A structured communication technique, often used in forecasting and decision making, that relies on a panel of experts answering questionnaires in two or more rounds.
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