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In general, modern studies tend to support the view that
Bankruptcy Relief
Legal processes and protections afforded to individuals or corporations that are unable to repay their debts, aimed at providing a fresh start or reorganization.
Federal Exemptions
Protections and privileges granted under federal law, often in bankruptcy, that allow individuals to retain certain assets from creditors.
Residence
A place where an individual lives or has their home.
Home Equity
The portion of a homeowner's property value that exceeds the outstanding balance of all liens on the property.