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To ensure that majority rule does not become oppressive, modern democracies
Credit Availability
Credit availability refers to the ease with which individuals and businesses can obtain loans or credit from financial institutions, which can significantly affect economic activity by influencing spending and investment.
Funds Lendability
The suitability and capability of funds or capital to be lent to borrowers, often considered by financial institutions.
Depression
A severe, sustained period of economic contraction in one or more economies.
Deregulation
The reduction or elimination of government power in a particular industry, usually with the goal of increasing competition and efficiency.
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