Examlex
Diffusion of ions across membranes through specific ion channels is driven by ________.
Checkable Deposits
Funds kept in bank accounts that can readily be withdrawn by writing a check or using a debit card, making them a highly liquid form of money.
Required Reserve Ratio
The fraction of deposits that regulators require a bank to hold in reserve and not lend out, in order to ensure bank stability and liquidity.
Excess Reserves
The funds that banks hold over and above the legally mandated minimum to safeguard bank liquidity, which can also be lent out.
Actual Reserves
The funds that a bank has on hand or deposited with the central bank, available for immediate use.
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