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Near monopolization of in banks led to
Sincerity
The quality of being free from pretense, deceit, or hypocrisy; genuine honesty.
Appealing Traits
Characteristics or qualities that are attractive or pleasing to others, often influencing their perceptions or decisions positively.
Competence
The ability or skill to do something successfully or efficiently.
Friendliness
The quality of being pleasant, helpful, and inviting towards others.
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