Which of the Following Is NOT a Method Banks Use

question 60

Multiple Choice

Which of the following is NOT a method banks use to control credit risk?

• A) gap analysis
• B) restrictive covenants
• C) specialization
• D) compensating balances

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Definitions:

Antisocial Behavior

Actions that harm or lack consideration for the well-being of others, often violating norms and rules of society.

Social Learning

The acquisition of behaviors, attitudes, or skills through observing and imitating others, highlighting the importance of social context in learning.

Moral Development

Moral development involves the changes in an individual's sense of right and wrong, and in their behavior related to moral issues, throughout their life.

Environment

The sum of all external conditions and influences affecting the life and development of organisms, including natural and human-made elements.