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The problem for lenders, that a borrower has the incentive to take chances once the loan is made, is an example of
Summarized Operations
An overview of an organization's activities, typically presented in an annual report to provide stakeholders with information about its performance and financial status.
Production
The process of creating, growing, manufacturing, or improving goods and services.
Factory Overhead
Costs associated with manufacturing operations that are not directly tied to a specific product, such as utilities, maintenance, and management salaries.
Direct Labor Cost
The wages and benefits paid to employees who are directly involved in the production of goods or services.
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