You Are Retired and Have Built a Significant Estate Valued

question 34

Multiple Choice

You are retired and have built a significant estate valued well over the $5.43 million federal tax-free limit. You have no significant financial responsibilities and live very comfortably on the cash flow from your portfolio. At this point in your financial planning, which of the following have become less important and should be considered for cancellation or reduction?

• A) Your bond holdings
• B) Your term life insurance policy
• C) Your stock holdings
• D) Your health insurance policy

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Definitions:

Sodium Channels

Protein channels in cell membranes that allow sodium ions to flow into or out of a cell, crucial for processes such as the generation of electrical signals in neurons.

EPSPs

Stands for Excitatory Postsynaptic Potentials, which are temporary increases in neuron membrane potential, making it more likely to fire an action potential.

Temporal Summation

Addition of one graded potential to another that occur close in time.

Spatial Summation

Spatial summation refers to the process where multiple synaptic inputs, predominantly from separate neurons, combine within a single neuron, potentially leading to an action potential if threshold is reached.