[Solved] Which of the following is not a settlement option for life insurance? A) Lump-sum settlement B) Deferred-value settlement C) Installment payments settlement D) Interest payments settlement Cultural Stress: The stress experienced by individuals who are exposed to a new and different culture, leading to feelings of confusion and anxiety. Erotic Desires: Deep-seated feelings and fantasies that evoke a longing for sexual intimacy and experiences. Identity Foreclosure: A state in identity development where an individual commits to an identity without exploring other options or experiencing a crisis, often adopting choices from parents or authority figures. Lack of Commitment: Refers to an unwillingness or inability to dedicate oneself fully to a relationship, task, or goal.