Based on the Following Information, How Much Disability Insurance Coverage

question 15

Multiple Choice

Based on the following information, how much disability insurance coverage per month would be required: • Mortgage payment -$1,600/month
• Household insurance -$100/month
• Car insurance -$200/month
• Gas and oil -$90/month ($30 commuting to and from work)
• Food -$200/month ($70 represents lunch at work which would be reduced by half if the meals were prepared at home)
Employer disability insurance would provide $500/month and it is doubtful that anything would be received from either Social Security or worker's compensation.

• A) $1,525
• B) $2,190
• C) $1,495
• D) $1,625

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Definitions:

Electra Complex

In psychodynamic theory, a girl's psychosexual competition with her mother for possession of her father.

Phallic Stage

A phase in Freudian psychosexual development, occurring from ages 3 to 6, where children's focus of libido is concentrated in the genital area.

Development Stage

Refers to a period or phase in an individual's life or in the evolution of a product or concept that represents a state of growth or progress.

Mowrer's Two-factor Theory

A psychological theory that explains learning and behavior as a combination of classical conditioning and operant conditioning.