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The factor that will not reduce your insurance rate is
Philanthropic Responsibility
The duty of businesses and organizations to contribute to the welfare of society through charitable donations, community service, and ethical practices.
Deontology
Deontology is a branch of ethics that focuses on the morality of actions based on whether they adhere to established rules or duties, rather than on the consequences of the actions.
Virtue Ethics
An approach to ethics that emphasizes an individual's character as the key element of ethical thinking, rather than rules or consequences.
Utilitarianism
A theory in ethics and philosophy that evaluates actions based on their outcomes, aiming for the greatest happiness for the greatest number.
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