Examlex
Use the following two columns of items to answer the matching questions below:
-loan application
A)disclosure of information including a balance sheet and cash flow statement
B)a contract that specifies the terms of the loan agreed to by the borrower and lender
C)loan that is not backed by collateral
D)life or duration of a loan
Spearman
Charles Spearman, a psychologist known for his work in statistics and as the proponent of the g factor theory of intelligence.
General Intelligence
A term used to describe a person's overall mental capability, including the ability to reason, plan, solve problems, think abstractly, understand complex ideas, and learn quickly.
Specific Capacities
The particular abilities or skills that an individual possesses, which can vary greatly from person to person, such as memory capacity, athletic ability, or intellectual strength.
Factor Analysis
A statistical method used to identify underlying variables, or factors, that explain the pattern of correlations within a set of observed variables.
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