Examlex
Which of the following methods of calculating finance charges on credit cards is least favorable to the cardholder?
Utility Gloves
Gloves designed for general work or specific utilities to protect hands from various hazards.
Acidic-pH Detergent
Cleaning agents designed to work optimally in low pH conditions, often used for dissolving mineral deposits and rust.
Pathogenic Microorganisms
Harmful bacteria, viruses, or other microbes that can cause diseases or infections in humans and other organisms.
Bacterial Spores
Bacterial spores are highly resistant, dormant structures formed by some bacteria to survive in adverse environmental conditions.
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