Which of the Following Can Be Used by a Creditor

question 111

Multiple Choice

Which of the following can be used by a creditor in deciding whether or not to grant credit?

• A) Credit history
• B) Race
• C) Gender
• D) Both A and C are correct.

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Definitions:

Higher Intelligence

Refers to superior intellectual capabilities, often measured by high IQ scores or exceptional abilities in areas such as problem-solving, creativity, and understanding complex concepts.

Cultural Bias

The tendency to interpret and judge phenomena by standards inherent to one's own culture.

Ethnic Group

A community or population of individuals who share common cultural, linguistic, or ancestral heritage.

Bayley Scales

A standard series of measurements developed by psychologist Nancy Bayley used to assess the developmental progress of infants and toddlers.