If You Plan on Using Your Credit Card to Carry

question 20

Multiple Choice

If you plan on using your credit card to carry a balance for more than a month or two, you should

• A) use the store issued cards since they are easier to obtain.
• B) shop around for the card that offers the most introductory points.
• C) shop around to find the lowest interest rate card on the market before you make the purchases.
• D) A, B and C are all correct.

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Definitions:

Total Return

A comprehensive measure of investment performance that includes both capital appreciation and income (such as dividends or interest) received over a specific period.

Dividend Payments

Dividend payments refer to the distribution of a portion of a company's earnings to its shareholders, usually in cash or additional stock.

Total Dollar Return

The total gain or loss on an investment over a specified time period, represented in dollars, including both capital gains and dividends or interest.

Shares

Shares that represent units of ownership in a company or an investment.