Examlex
Explain what a "pretextual stop" is.
Credit Checks
The process of evaluating an individual's or company's credit history and current financial status to assess their creditworthiness.
Potential Lenders
Entities or individuals who may provide loans or credit but have not yet agreed to do so.
Equal Credit Opportunity Act
A U.S. law that aims to make it illegal for creditors to discriminate against applicants based on race, color, religion, national origin, sex, marital status, age, or because they receive public assistance.
Extend Credit
Involves offering a loan or allowing goods or services to be purchased now with the agreement to pay later.
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