A Situation in Which Only Higher-Risk Employees Choose and Use

question 55

Multiple Choice

A situation in which only higher-risk employees choose and use certain benefits under a flexible benefits plan provided by employers is referred to as _____.

• A) concentration of risk
• B) perceived vulnerability
• C) adverse selection
• D) skewed distribution effect

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Definitions:

Intranet

A private network accessible only by an organization's members, employees, or others with authorization, used to share information, operational systems, or computing services within the organization.

Internet Protocol

A set of rules governing the format of data sent over the Internet or other networks.

Operational Systems

Systems used to support daily business activities and transactions, facilitating the efficient functioning of an organization.

Organizational Communication

The process and strategies through which information is shared and understood within an organization, impacting its culture and effectiveness.