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The semicircular canals are not part of the vestibular apparatus.
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Tort
A wrongful act or infringement of a right leading to civil legal liability, not arising from a contract.
Umbrella Insurance
A type of extra liability insurance that provides additional coverage beyond the limits of the insured's homeowners, auto, or watercraft insurance policies.
Business Interruption Insurance
A form of insurance that compensates the insured for continuing expenses incurred while the business is not earning income.
Revenue Losses
These are decreases in income, typically experienced by businesses or governments, resulting from factors like reduced sales, changes in market conditions, or operational challenges.
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