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Ordinary Simple Interest
Interest calculation method using a fixed annual rate, based on the principal amount and the time invested or borrowed.
360-Day Year
A simplified accounting method where the year is assumed to have only 360 days for the purpose of interest calculations.
Exact Interest
Interest calculation method based on a 365-day year or actual number of days in a loan period.
365-Day Year
A method of computing interest where the basis for the calculation is a full 365-day year, used to give a more precise daily rate.
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