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The difference between future value and present value is:
General Intelligence
A theoretical measure of an individual's overall mental capability, often referred to as the 'g factor' in psychometric assessments.
Specific Abilities
Distinct skills or competencies in narrowly defined areas, contrasting with general intelligence.
Multiple Intelligences
A theory proposed by Howard Gardner, suggesting that intelligence is not a single entity, but a combination of different types of intelligences including linguistic, logical-mathematical, and spatial, among others.
Gardner
Refers to Howard Gardner, a developmental psychologist known for his theory of multiple intelligences, which suggests that people have different kinds of intelligences.
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