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____________________ is the process of identifying a user to verify that he or she can have access to the system.
Down Payment
An initial payment made when purchasing an item on credit, typically a percentage of the purchase price.
Savings
Money set aside from income for future use, typically held in secure or low-risk savings accounts or investment products to preserve or grow wealth.
Frequency of Compounding
The number of times interest is added to the principal balance of an investment or loan per time period, affecting the total interest earned or paid.
Future Value
The value of a current asset at a specified date in the future based on an assumed rate of growth.
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