Which of the Following Statements Describes Insurance as an Enabling

question 22

Multiple Choice

Which of the following statements describes insurance as an enabling factor of utilization?

• A) Poor people do not use more services than non-poor.
• B) All else equal, people with insurance use more services than people without health insurance.
• C) Coverage for illness does not promote the seeking of therapeutic services.
• D) Coverage for illness encourages the practice of healthy behaviors or use of preventive services

---

Definitions:

Consent

Agreement or approval given freely and deliberately by a competent individual.

Magnuson-Moss Act

A federal law enacted in 1975 to protect consumers from deceptive warranty practices, applying to warranties on consumer products.

Warranties

Legally enforceable promises or guarantees made by a seller that certain facts or conditions about a product or service are true.

FTC Rules

Regulations established by the Federal Trade Commission aimed at protecting consumers and ensuring fair competition in the marketplace.