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Insurance Copayments
The fixed out-of-pocket amount paid by an insured for covered services, in addition to any insurance-covered portion.
Physician Fees
are the charges or payments required for medical services provided by a doctor or medical specialist.
Malpractice Insurance Premiums
Payments made to insure against claims of negligence or inadequacy by professionals, especially in the medical field.
Defensive Medicine
Practice by healthcare providers who order tests, procedures, or visits, or avoid certain high-risk patients or procedures, primarily to reduce litigation risk, rather than to further the patient's health.
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