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The Hubble time is
Federal Consumer Credit Protection Act
A United States law enacted in 1968 aimed at protecting consumers in financial transactions by requiring clear disclosure of terms and costs of credit and establishing consumer rights regarding credit billing and electronic fund transfers.
Garnishment Proceedings
A legal process by which a creditor can collect what is owed from a debtor's salary, bank accounts, or other assets directly from the third party holding them.
Finance Charges
Fees that are assessed for the use of credit or the extension of existing credit, might include interest, transaction fees, and service charges.
Collection Agency
is an organization that pursues the collection of debts owed by individuals or businesses on behalf of creditors.
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