A Predatory Loan

question 282

Multiple Choice

A predatory loan:

• A) Is a loan that exceeds certain interest limitations or contains certain loan structures.
• B) Is any subprime loan.
• C) Can be affected by some state and local laws.
• D) None of the above

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Definitions:

Clutch Brake Squeeze

The final inch or so of pedal travel as a clutch pedal is depressed toward the floor. The “squeeze” references the clamping of the clutch brake by the clutch release bearing.

Clutch Pedal

A pedal in a vehicle that disengages the transmission from the engine, allowing the driver to change gears or stop the vehicle without stopping the engine.

Guide Studs

Rods or pins used to align parts during assembly or to provide a guiding support for moving parts.

Splined Pilot Shaft

A shaft featuring a series of ridges or teeth that allow it to lock into another component, ensuring a precise alignment or transfer of motion.