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All of the following would be considered skilled workers EXCEPT
Actual Rate
The real interest rate or return on an investment, taking into account inflation.
Interest
The cost of borrowing money or the payment made to a lender by a borrower for the use of money, typically expressed as an annual percentage rate.
Credit Card
A payment card issued to users as a method of payment allowing the cardholder to pay for goods and services based on the holder's promise to pay for them at a later date.
Effective Annual Rate
The interest rate on a loan or financial product restated from the nominal rate as an annual rate, reflecting the effects of compounding.
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