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The correct chain of causation illustrating the changes caused by monetary policy is
Creditor Beneficiaries
A creditor beneficiary is a third party that benefits from a contract wherein the promisor agrees to pay the promisee's debt to the third party.
Assignment of Rights
The transfer of legal rights from one party to another, often involving debts or benefits under a contract.
Assignment of Duties
The process of allocating responsibilities and tasks to individuals or groups in an organization.
Breach of Contract
The failure or refusal of a party to fulfill its obligations as outlined in a mutually agreed-upon legal document.
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