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Excess reserves make a bank less vulnerable to runs, but bankers do not like to hold excess reserves because holding excess reserves
Bottom-Up Approach
A strategy that begins at the grassroots level or with specific details and works up towards broader, comprehensive solutions or understandings.
Multidisciplinary Teams
Groups composed of professionals from different specialties working together towards a common goal, often used in healthcare, research, or project management contexts.
Community Involvement
Participation by individuals or groups in activities and discussions aimed at improving the welfare and objectives of their community.
Competencies of Collaboration
The essential skills, knowledge, and attitudes required to work effectively within teams and partnerships towards common goals, emphasizing communication, mutual respect, and shared decision-making.
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