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A usury ceiling will be effective depending on
Conscientiousness Trait
Conscientiousness is one of the Big Five Personality Factors, characterized by being disciplined, organized, dependable, and diligent, often associated with strong work ethic and reliability.
Organization's Goals
The objectives or aims set by an organization to guide its operations and strategic direction.
Psychological Factors
Elements that impact an individual's mind, behavior, and emotions, influencing how they think, feel, and act.
Toxic Leaders
Toxic leaders are individuals in leadership positions who exhibit harmful behaviors towards their subordinates, negatively impacting the morale, performance, and well-being of their organization.
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