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Oligopolists seldom change prices, because they don't like change.
Ratification
The approval or formal sanctioning of an agreement or act, often making it officially valid.
Unauthorized
Actions or access that have not been approved or given consent by the proper authority.
Promissory Note
A written promise to pay a specified amount of money, either on demand or at a future date.
Reasonable Identification
A requirement in certain transactions, such as the presentation of an identifiable document that can confirm the identity of a person.
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