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Explain the three general models of prisons.
Defined-benefit Plan
A type of pension plan in which an employer promises a specified pension payment in retirement that is predetermined by a formula based on the employee's earnings history, tenure of service, and age.
Defined-contribution Plan
Defined-contribution Plan is a retirement savings plan where the amount contributed by the employer or employee is specified, but the future benefit amount is not guaranteed.
Contributory Plan
A pension plan in which contributions are made jointly by employees and employers
Registered Retirement Savings Plan
A retirement savings and investing tool for employees and the self-employed in Canada, offering tax benefits.
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