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Lenders base applicants' eligibility for home loans on the perspective borrower's credit score.Recent failures of lending corporations have prompted a study of the adherence of lenders to lending guidelines.Two thousand home loans extended between the years 1995 and 2005 are randomly selected for audit.The borrower's credit score is recorded and compared with the normal benchmark for the loan.The population in this study is:
Habitat Loss
The destruction or degradation of natural environments, leading to the decline of plant and animal species.
Pollution
The introduction of contaminants into the natural environment causing adverse change, through substances or energy.
Non-native Species
Species that are introduced into an environment where they do not naturally occur, often causing harm to local ecosystems and species.
Mutualism
A type of symbiotic relationship between two organisms where both organisms benefit from the interaction.
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