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GIC
A Guaranteed Investment Certificate (GIC) is a type of Canadian investment that offers a guaranteed return over a fixed period.
Monthly Compounded
Interest on an investment or loan is calculated monthly and added to the principal, allowing the interest to earn interest in subsequent months.
Nominal Rate
The stated interest rate of an investment or loan, not accounting for compounding or inflation effects.
Annual Rate
The interest rate for a period of one year, often used to compare the yearly interest between financial products without compounding.
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