A Lawyer Is Arguing That a Promoter Hosting a Public

question 26

Multiple Choice

A lawyer is arguing that a promoter hosting a public New Year's social is liable in tort for negligence causing injury and loss to his client.Which of the following arguments most likely offers the strongest support for the claim for damages he is presenting to the court?

• A) occupiers' moral obligation to keep premises safe
• B) deficient provision of a safe environment
• C) assumption of both physical and legal risks
• D) ethically and morally the right thing to do

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Definitions:

Premium Rate

The cost of an insurance policy per unit of coverage, reflecting the likelihood of a claim being made.

Coinsurance Clause

A provision in insurance policies that requires the policyholder to bear a portion of the costs of a claim, with the insurance company paying the remainder.

Coinsurance Clause

A provision in an insurance policy that defines the percentage of the claim amount to be shared between the insurer and the insured.

Short-rate Refund

A return of a portion of the premium on an insurance policy that is canceled by the policyholder before its expiration, calculated at less than a pro-rata basis.