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The growth of EFTPOS and internet banking has reduced shoeleather costs as people do not need to go into the bank anymore.
High School
An educational institution that provides secondary education, typically for students aged 14-18 in the United States.
Adults
Individuals who have reached maturity and are considered legally responsible and independent in their society.
Racial Or Ethnic Heritage
The ancestral background and cultural identities inherited from one's racial or ethnic groups, influencing personal identity and experiences.
Biracial Or Multiracial
Pertaining to individuals descended from or identifying with more than one racial or ethnic group, reflecting a diverse and complex identity.
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Q92: Adverse selection is a problem that arises