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Modern banking systems have reserve-deposit ratios of more than 100%, and are called fractional-reserve banking systems.
Relationship
A connection, association, or involvement between two or more parties, whether personal, professional, or otherwise.
Topic
The subject or theme of a conversation, discussion, or area of inquiry.
Prospective Goals
Future-oriented objectives that an individual or group aims to achieve.
Process Goal
An objective focused on the ways in which something is to be accomplished, emphasizing the steps, strategies, or procedures.
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