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In a fractional-reserve banking system, the reserve-deposit ratio is:
Cash Flow Problems
Financial challenges that occur when a business does not have enough cash to cover its obligations, leading to potential insolvency.
Secured Loan
A loan backed by collateral, reducing the risk for lenders and often resulting in more favorable loan terms for the borrower.
Unsecured Loan
A loan that is issued and supported only by the borrower's creditworthiness, without any collateral.
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